Well, sort of. I’m still waiting for the paper work but…
As many of you know, I have been having major problems with my insurance company since September of 2008. The latest round consisted of them sending my doctor the most egregious fax, stating that they could not even consider my latest request for IVF authorization because of my usage of donor sperm!
As you know, I was completely devastated by the decision and have spent the last couple of months strategizing with my doctor on how best to fight the appeal. This is on top of the months I spent doing IUIs, in effort to meet their ‘medical standards for infertility.’
On Wednesday, I submitted an extensive appeal letter, chronicling every phone call and correspondence with them, essentially building my case.
Here’s an excerpt from my appeal letter:
“Your most recent fax explaining the denial decision states the following: ‘member was denied IVF with ICSI and donor sperm on 2/09. Because I still cannot approve the request due to the donor sperm, I cannot accept this request.‘ I am very confused by the reason given for my denial. I have undergone 10 IUI cycles and 1 failed IVF cycle in my effort to become pregnant over a two year period. According to my understanding of your medical policy, I have met the medical requirements for an infertility diagnosis and, therefore, should be eligible for IVF coverage under my policy. I would like my case reviewed, my denial overturned, and my request for IVF authorization to be approved.
…
Please note that I am also filing a grievance with the state’s outside reviewer office because I feel as if my treatment via phone, letter and in deed on your part has been confusing, contradictory, inconsistent and, discriminatory to women who ‘don’t have access to donor sperm’, which is often the case with women in same sex relationships.”
Since Wednesday, I have spoken to several angels(!) at the state’s medical reviewer’s office and they also agreed to review my case because they too suspected that there was some same-sex discrimination at play.
By the grace of God today, I got a call from my grievance officer at my insurance company, who is a really a nice guy at heart, and he told me that he was confident that they would issue the IVF authorization after all. He also said that he wished me the best and that he was ‘really pulling for me’ and I just started to cry. I could not even speak. Frankly, I did not think that I would ever see this day.
I am so psyched!
Well, my new plan, which is still the same plan I had on my birthday, is to proceed with estrogen priming towards mid-to late April and to start my next IVF cycle on May 2nd. But the difference now
is that someone else will be footing the bill.
Thanks to all of you who routed for me and offered to pummel those bastards. You got me through it.
We did it!